SELF EMPLOYED INSURANCE PLANS
Our insurance plans
If you’re a self-employed professional, entrepreneur or freelancer, you understand the unique challenges and rewards that come with running your own business. While being your own boss brings independence and flexibility, it also requires careful consideration of your insurance needs. At Platinum Healthcare, we recognise the importance of safeguarding your livelihood, which is why we offer one of the best health insurance policies for self-employed.
We assist you to find health insurance for freelancers, self-employed insurance plans or medical insurance for self-employed with our specialised team.
Platinum Health Care offers comprehensive self-employed insurance plans. The cover offered in the medical insurance plans for self-employed people is provided exclusively through the network. You have access to doctors, medical professionals and healthcare centres within our network. The maximum age of contracting is 75 years of age.
You will need to provide proof that you are a self-employed in Spain by providing recent ‘autonomo’ payment receipts.
- Primary assistance.
- Emergencies.
- Ambulance.
- 24/7 access to health care.
- Medical specialists.
- Diagnostic tests.
- Therapeutic methods.
- Surgical interventions.
- Hospitalisation.
- Basic Dental coverage.
- Second medical opinion.
- Emergency care when traveling abroad.
- Traffic/Labour accident cover.
- Limited assistance if temporarily incapacitated.
- Accidental death cover.
- Emergency video consultation.
- Health programmes.
● Primary assistance.
● Emergencies.
● Ambulance.
● 24/7 access to health care.
● Medical specialists.
● Diagnostic tests.
● Therapeutic methods.
● Surgical interventions.
● Hospitalisation.
● Basic Dental coverage.
● Second medical opinion.
● Emergency care when traveling abroad.
● Traffic/Labour accident cover.
● Limited assistance if temporarily incapacitated.
● Accidental death cover.
● Emergency video consultation.
● Health programmes.
24-hour emergency service via video consultation
Digitalised health plans and
via video consultation.
Total Protection: specific cover to fulfil the needs of the self-employed worker in case of hospitalisation or temporary disability (support with housework, home delivery of medicines, physiotherapy at home)
Healthcare in the event
of an accident at work
/road accident.
Death insurance in
case of accident.
These plans have qualification periods, check your policy details for more
information, Policy is available with or without co-payments/ excess
WAITING PERIODS APPLICABLE.
This is the period of time (calculated by months elapsed from the effective date of the insurance) during which some of the covers included do not enter into force, these are applied to all new customers that enter the private sector new and standard industry ( applied by all insurers).
- Vital Emergencies: IMMEDIATE ( possible death within 24h report required)
- Outpatient surgery: 3 months
- High technology diagnostic tests: 6 months (ex MRI, PET).
- 20 week scan pregnancy: 6 months
- Endoscopy and colonoscopy: 10 months
- Psychology: 6 months.
- Childbirth and C section: 8 months.
- Hospitalisation, including inpatients, day patients 10 months.
- Radiotherapy, chemotherapy, cobalt therapy, radioactive isotopes, linear accelerator, scanner, magnetic resonance, nuclear medicine, bone densitometry, lithotripsy, digital arteriography, radio-neurosurgery and prostate hyperthermia services: 10 months.
Our approach to medical insurance for self-employed
At Platinum Health, we understand that self-employment often comes with unique risks and challenges. Our team of insurance experts is here to guide you through the process, offering personalised advice and recommendations based on your specific insurance needs. We work closely with leading insurance providers to offer you tailored solutions that align with your budget and coverage requirements.
Streamlined process
As a self-employed professional, your time is valuable. Our streamlined insurance application process ensures efficiency and convenience. We aim to make obtaining insurance coverage as seamless as possible, allowing you to focus on what you do best – running your business and serving your clients. Protecting your business and yourself is not just a wise investment, it’s a necessary step in securing your financial future.
Contact us today to explore our self-employed insurance plans and take the first step towards comprehensive protection for you and your business.
