RESIDENCY / VISA COMPATIBLE PLANS

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RESIDENCY / VISA COMPATIBLE PLANS

Residency visa compatible health insurance plans usually provide cover in network or offer the network plus reimbursement. In network means you can only utilise the policy under the medical network associated to the insurer, please always check the network in your planned area for residence.

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In network and reimbursements

These policies apart from being able to utilise the associated clinics you can also use the clinics of your choice, outside network in Spain and worldwide. However, you usually have to pay for the medical bill upfront and submit the invoice to the claims department for the reimbursement. It usually takes around 10 days for the funds to get back to your account. The visa and residency requirements in Spain involve a certificate issued by the insurer confirming the covers, 12 months private medical insurance cover from the moment you are coming to Spain and with a minimum 30.000€ of coverage.

Direct billing:

Meaning that you will have to only use your medical card, no payment is required to be given at clinics etc. No excess / co-payment policy, is required. Policies also must include repatriation in the case of death to the country of origin. From the moment you fill in the application, this process is online completely, we require 1 to 3 working days to set the contract up and send you the certificate. If you have no bank account within the SEPA region we accept payments by card for the full year, if the Visa / residency is denied we can cancel and reimburse easily.

RESIDENCY PLANS SPAIN MEDICAL NETWORK